OWNING A HOME…THE AMERICAN DREAM
Now is the best time for you to acquire that new home! Homes prices are low, interest rates are low and we have a lot of inventory for you to choose from.
Did you ever stop to wonder why people purchase the American Dream? Well, some of the reasons you might hear is because you want one, your income allows you to afford one and it seems like the right time in your life. However, the biggest reason for you to own your own home is because it will be yours. The rent money you pay to someone else every month will no longer exist and one of the greatest benefits is the fact that your home will reflect your own personality.
Now, you are probably thinking you can’t afford one at this time, but we have several wonderful programs that will help make that happen. FHA has a program that allows you to put as low as 3.5 percent down. In addition, if you haven’t saved a lot of money, or if you are a single parent, you may qualify for a special grant thru the federal government. Lastly, if you are a First-Time Home Buyer (which means, anyone who has not owned a home in the last three years), the federal government has provided an $8,000.00 Tax Credit for you. This tax credit is only available thru November 30, 2009, which means you must have closed on your new home on/or before November 30, 2009, and you won’t have to pay back any of this money. To qualify your income level must be $75,000 or less, if you are single and $150,000 or less for couples.
If you want to own a piece of the American Dream, now is the time to begin your search. Please give me a call today to start you on your way to owning a new home.
Posted by:
Sharon Tomlinson
